Mortgage Advice

Choosing the Right Mortgage Advisor

Ellie Fleming — Independent Mortgage Broker

At Harper & Co, we’re proud to recommend Ellie Fleming, an experienced and truly independent mortgage broker who offers honest, tailored advice to help you find the right mortgage — not just the most convenient one.

Why Choose an Independent Mortgage Broker

Truly Independent Advice
Ellie is completely independent and not tied to any estate agent or pressured by sales targets. Her sole focus is on securing the best possible mortgage to suit each client’s individual circumstances.

Whole of Market Access
Unlike many estate agent–based brokers who are limited to a small panel of lenders, Ellie has access to the whole market. This means she can explore a much wider range of options — often uncovering more competitive and flexible mortgage products that better suit your needs.

Fair, One-Off Lifetime Fee
Ellie charges a simple, one-off lifetime advice fee of £399. There are no repeat charges, and she remains on hand to review your mortgage throughout its term — ensuring you never miss an opportunity to switch to a better deal.

Honest, Unbiased Recommendations
While some estate agents push clients towards specific conveyancers or lenders for their own benefit, Ellie’s recommendations are always based on quality, value, and service — not commission. She believes in complete transparency and always acts in her clients’ best interests.

Flexible and Accessible Support
Ellie understands that buying a home doesn’t always fit neatly into office hours. She’s available to answer questions and provide support in the evenings or at weekends — offering flexibility that fits around your lifestyle.

Supporting Local
Choosing Ellie means supporting a local, independent business rather than a large corporate chain. Clients benefit from personal service, genuine care, and advice built on trust and long-term relationships.

For more information or to get in touch with Ellie directly, visit:
facebook.com/ellieflemingmortgageadviser

Note: You are under no obligation to use our recommended partner services, and doing so will not affect your sale or purchase. We may, in some instances, receive a referral fee, but this will not be added to your costs.

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